Glossary

Transient occupancy tax (TOT), explained for mid-term rental (MTR) hosts.

The lodging tax on short stays — and why a furnished mid-term rental (MTR) often falls on the other side of it, depending on the state. With official examples. General information, not tax advice.

What transient occupancy tax is

California cities call it TOT; Texas calls it hotel occupancy tax; Arizona taxes short stays as transient lodging under its transaction privilege tax (TPT); Hawaii has a transient accommodations tax. Whatever the name, the question for a midterm rental is the same: is the stay short enough to count as lodging?

Where the line is: state examples

Stays taxed as transient lodging — official sources, as of September 2026. State rules plus New York City; other cities and counties add their own.
TopicThe taxTaxed as lodging
CaliforniaLocal transient occupancy tax (TOT)Occupancies of 30 days or less
TexasState hotel occupancy tax (6%), plus localStays of less than 30 consecutive days — a guest who stays 30+ with no break in payment is exempt
ArizonaTPT, transient lodging classificationStays of less than 30 consecutive days
IllinoisHotel operators’ occupation taxUntil a guest has occupied the room for 30 consecutive days
New York StateSales tax on hotel and short-term rental occupancyUntil a guest has stayed 90 consecutive days
New York CityHotel room occupancy taxUntil a guest has stayed 180 consecutive days
FloridaSales tax on transient rentals, plus local taxesRentals of six months or less
HawaiiTransient accommodations tax (TAT)Rentals of less than 180 consecutive days

The same three-month stay can be tax-free in one state and taxable in the next — and the exact conditions (a written lease, uninterrupted payment, when the clock starts) are in each state’s rules.

Transient occupancy tax by stay length

How lodging taxes usually treat each kind of stay
TopicNightly (short-term)Monthly (mid-term)Yearly (long-term)
UsuallyTaxed as lodgingDepends on the state’s line: 30 days, 90, 180 or six monthsNot a lodging tax — a residential rental
Who collectsThe host, or the platform in many placesThe host on direct stays; the platform only on its own bookingsNo lodging tax to collect

What it means in practice

  • Register where you need to. If you take any short stays, you may need a lodging-tax license with the state, the city or both.
  • Know your line. A stay that crosses the threshold may be exempt from the start or only after the threshold — read your state’s rule.
  • Say it on the invoice. When no tax applies, a line saying why saves a question from a corporate payer — see the corporate housing invoice template.
  • Ask a CPA. Lodging taxes stack (state, county, city, special districts) and change often. This page is general information, not tax advice.
  • 30-day rule — the separate question of when a guest becomes a tenant. See the 30-day rule.
  • MTR — a mid-term rental, also called a medium-term rental. See what MTR means.
  • Corporate housing — furnished mid-term stays paid for by a business. See corporate housing.

Running nightly stays that are taxed next to monthly ones that aren’t? See Nexxus mid-term rental software, or open the live demo set up for mid-term — no sign-up.

Transient occupancy tax FAQ

What is transient occupancy tax?

A tax on short-term lodging — hotel rooms, vacation rentals and furnished homes rented for short stays — usually a percentage of the rent that the guest pays and the host or platform sends to the government. “Transient” means the stay is short enough to be treated as lodging rather than a residence.

Do mid-term rentals pay occupancy tax?

It depends on where the home is and how long the stay is. In some states a stay of 30 days or more is exempt from lodging taxes; in others the line is 90 days, 180 days or six months, so a typical three-month stay can still be taxed. Check with your state and city revenue departments or a CPA.

Is there an occupancy tax exemption for stays over 30 days?

In many places, yes: California lets cities and counties tax occupancies of 30 days or less, Texas exempts guests who stay 30 or more consecutive days from its state hotel tax, and Arizona treats stays of 30 days or more as residential rentals. Other states set longer lines. Local rules add their own conditions.

What is the difference between TOT and TPT in Arizona?

Arizona’s transaction privilege tax (TPT) is a tax on doing business. Short stays fall under its transient lodging classification — lodging of less than 30 consecutive days — which works like an occupancy tax. Longer stays are residential rentals, which Arizona cities stopped taxing on January 1, 2025.

Does Airbnb collect occupancy tax for me?

In many places Airbnb collects and pays certain occupancy taxes on bookings made through it, but not everywhere and not every tax. It doesn’t cover stays you take directly. Check Airbnb’s tax pages for your area, and your own registration with the state and city.

Sources

Read on each state’s own site on September 26, 2026. Tax rules change — confirm the current rules with the state and your CPA.

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